IMPACT OF NON-PERFORMING ASSETS ON SBI DEPOSITORS: AN ANALYSIS FROM APRIL 2020 TO MARCH 2022

---

Andani Shankar Ghansham, Dr. Kamal Agarwal

Vol 18, No 11 ( 2023 )   |  Licensing: CC 4.0   |   Pg no: 502-513   |   Published on: 30-11-2023

---

Abstract
The banking sector plays a pivotal role in the economic growth of any nation, with its performance significantly influencing the overall economy. In the context of the Indian banking sector, a pressing concern has emerged in the form of escalating Non-Performing Assets (NPAs), which has the potential to adversely affect the economy. This paper focuses on examining the impact of these NPAs on customers, particularly depositors of SBI. The study employs correlation analysis to uncover potential relationships between rising NPAs and their effects on depositors.

Keywords:
Non-Performing Assets, SBI (State Bank of India), Depositors, Financial Analysis, Banking Sector, Asset Quality, Risk Management, April 2020 - March 2022, Indian Economy, Loan Default

---

Download Full Article PDF