Seybold Report ISSN: 1533-9211
Zahraa Qassem Hussein, Prof. Khaled Hussein Al-Marzouk, Assist. Prof. Dr. Ehab Abdulsalam Al-Hasan
Faculty of Administration and Economics, University of Babylon, Iraq
Vol 17, No 09 ( 2022 ) | DOI: 10.5281/zenodo.7074175 | Licensing: CC 4.0 | Pg no: 824-839 | Published on: 13-09-2022
Abstract
The research aims to stand on the reality of bank credit and then analyze and estimate the indicators of economic development in Iraq, as well as showing the impact of bank credit on some indicators of economic development in Iraq (GDP growth rate, average per capita), and the research problem centers on the ineffectiveness of credit What is the impact of bank credit on some indicators of economic development? Which of the indicators had the most impact on bank credit during the study period (2005-2021), and the research stems from the hypothesis that bank credit had a positive or negative role in some indicators of economic development in addition to the existence of a short or long-term equilibrium relationship (joint integration) that results in a relationship Causality between bank credit and indicators of economic development in Iraq during the study period, and for the purpose of accessing the research methodology, the researcher used statistical programs (EViews12) for the purpose of estimating the standard model for indicators of economic development, and the effectiveness of the role played by bank credit in the development of economic and social activities was reached, and that the relationship There is a direct relationship between bank credit and GDP. The increase in bank credit and lending operations by banks to economic activities and sectors leads to stimulating investment demand, which leads to a significant increase in GDP.
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