ANALYSIS OF THE USES OF THE FINANCIAL RESOURCES OF THE IRAQI ISLAMIC BANK FOR THE PERIOD (2004 – 2020)

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Esraa Abdel Reda Musa, Assistant Prof. Dr. Abdul Jassim Abbas Ala Allah
Department of Banking and Finance, College of Administration and Economics, Babylon University, Iraq

Vol 17, No 09 ( 2022 )   |  DOI: 10.5281/zenodo.7074186   |   Licensing: CC 4.0   |   Pg no: 840-860   |   Published on: 13-09-2022

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Abstract
The importance of the research comes from the role of Islamic banks in the banking system, as they exercise their financial and banking activities in accordance with the teachings of the Islamic religion and exclude dealing with usury, and depend on investment deposits to finance their activities. The research aims to analyze the sources and uses of funds in the Iraqi Islamic banking and evaluate the efficiency of performance for the period (2004 - 2020), and the researcher developed a hypothesis that there is a relationship and a significant effect between the uses of funds in Islamic banks and their role in raising the efficiency of banking performance, and the researcher reached the following results: deposits witnessed A clear growth during the years of research due to the bank’s success in following a successful policy in attracting customers and depositing their money with the bank. The results of the research also showed that the financial performance indicators (profitability, liquidity and employment) were good results and indicate the efficiency of the bank in its activities.

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