Seybold Report ISSN: 1533-9211

Abstract

DETERMINANTS OF BANK STABILITY: FINANCIAL STATEMENT ANALYSIS OF BANKS SPECIFIC FACTORS AFFECTING OF DCC BANKS-KARNATAKA


Mahesh Kumar M
Research Scholar, Department of Management, Guru Nanak Dev Engineering College Bidar-585403, Research and Development Centre, Dr. A.P.J. Abdul Kalam University, Indore-452016, Email: mgmeenkera@gmail.com, ORCiD: 0000-0001-7196-3451

Dr. Sushil Beliya
Principal College of Professional Studies and Dean Management Research and Development Centre, Dr. A.P.J. Abdul Kalam University, Indore-452016


Vol 17, No 09 ( 2022 )   |  DOI: 10.5281/zenodo.7098319   |   Licensing: CC 4.0   |   Pg no:1224-1232   |   Published on: 20-09-2022



Abstract
This paper examines the determinants of financial performance of DCC Banks-Karnataka. In order to investigate the determinants of financial performance, 21 DCC Banks-Karnataka have been taken as sample. Data are collected from annual report of the Apex Bank. ANOVA F-Tests have been employed for the analysis of data. The result shows a positive relationship of Share Capital, Own Fund, Deposits, Borrowings, Loans & Advs Issued, Loans & Advs O/s, Investments, Working Capital, Profit & Loss, Recovery and NPA. It is evident from the findings that financial performance of DCC Banks-Karnataka is strongly affected by Share Capital, Own Fund, Deposits, Borrowings, Loans & Advance Issued, Loans & Advs O/s, Investments, Working Capital, Profit & Loss, Recovery and NPA and Assets quality.


Keywords:
Own Fund, DCCBs, Share Capital, Financial Analysis, Non-Performing Loans, etc.,



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